Privacy Policy

Cashloanstoday.com.au and its group of companies, affiliates, partners, and third party service providers work with the aim of providing expertise services in a pocket friendly manner. They basically collect the applicant’s information to use it for offering similar products or services that may be of interest to the applicants by email, postal mail, telephone and mobile phones.

Small amount loan holders or those individual who wants to apply for a small amount loan with us are referred in this Privacy Policy as “you”.

At Cashloanstoday.com.au, we collect the personal information to provide products and services we offer, including loan broking services and small amount loans. We collect personal information about our customers so that we can complete loan broking services, small amount loan transactions, administer accounts, provide the customer support to meet the regulatory requirements and to further develop and research our products and services.

Where practicable, we will collect personal information directly from the individual concerned. Sometimes we will collect it from a third party, such as a credit-reporting agency, a data matching organization or from a publicly available source such as a company or a government body/authority. The type of information that we collect and where we get it from will depend entirely on the product or service you have applied for.

If you deal with us by telephone it is possible that your call may be monitored or recorded. The purpose of doing this will depend on which part of our business you are dealing with. We may record or monitor your call for various purposes such as training, quality, verification and authentication.

If we perform an identification check on, or obtain an identification reference for, an individual who is to become a signatory for an account with us, we are doing so to comply with the anti-money laundering and counter-terrorism financing laws of Australia.

If any personal information we need is not available or not provided, we may not be able to provide the relevant product or service.

The sorts of organizations outside Cashloanstoday.com.au to which we typically disclose personal information includes the following:

  1. Credit reporting agencies for the purpose of obtaining a credit report.
  2. Debt collection agencies- if you do not meet your payment obligations.
  3. Service providers-These organizations are required to keep the personal information we give them confidential and use it only for our purposes.
  4. Financial institutions of direct debit payment arrangements.
  5. Where we decide to sell or merge aspects of our business or where we acquire new businesses.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.